KJR Credit Repair warranties the success of its work by offering some or all of the client's money back if enough disputed items aren't deleted or positively modified. We want you to only pay us if the program works for you! After twelve months, if the client requests it, KJR Credit Repair will add up each deleted or improved credit listing and will assign a value of $50 to each such item (if you have less than 5 total negative items the value is $100 per item). If that total is not greater than the total fees paid by the client, the difference will be refunded.

This should not be understood to mean that KJR Credit Repair would charge its regular fees plus $50 per deleted item. Rather, the $50 per deleted item is simply used as a value to help KJR Credit Repair and the client calculate the program's success.

The warranty is perhaps best communicated by example.

EXAMPLE 1

Imagine that after 12 months we have deleted only 2 items from your credit reports. You started with 20 negative items, 18 of which remain. Your refund would be computed as follows:

EXAMPLE 2

Now imagine that after 12 months we have successfully removed 18 of the 20 negative items on your credit reports. Your refund would be computed as follows:

While the first example shows results, which are lower than our average participating client (we have never seen anything like the above example), it is a good example of how the warranty works. Please note that when our results exceed the warranty amount (and your expectations), you will not owe more money. The warranty evaluation is intended to reassure you that KJR Credit Repair has a stake in helping you achieve a high level of success

Again, it is important to emphasize that even when KJR Credit Repair gets results far beyond your warranty amount you do not owe any more money. The warranty valuations are just so that you can feel comfortable in knowing that KJR Credit Repair has a stake in helping you achieve a high level of success.

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